"The need to maximise access to insurance has never been greater"
Advisers can't live without them. But can the market evolve with them?
"I hope the market is ready and poised for a year of strength"
"Make it easy to do the right thing"
"We still need to do more to reduce complexity in our industry"
"Protection advice more than ever has been budget driven"
"Despite my optimism, I am very mindful of the continuing challenges"
Continuous product development across the industry
'Regulator is to be congratulated for grasping the nettle'
'At just 62 pages it's a mere novella compared to most of the watchdog's output'