"We all like to think we’re superheroes but sadly, we’re not"
2023 marks the 40th anniversary of the first critical illness policy. Following the recent enhancements of Vitality’s Serious Illness Cover, Rob Harvey, VitalityAdviser Editor, sat down with CIExpert founder Alan Lakey to discuss the evolution of the market over the last four decades.
While 16% reduce level of life cover
According to new FCA research
Represented 9% of IP claims last year
"The PDG feel that compliance officers should review the restrictions they impose on their advisers"
Brokers to access HSBC’s critical illness products
Bypasses need for NHS records
Critical illness the least received benefit
Income protection sales rise 2%