Critical Illness

Type 2 diabetics will benefit from innovation in underwriting aimed at boosting inclusivity

Updated definitions and design for the Consumer Duty age

"MS is a condition underwriters will see fairly often, and it does present some challenges"

“The best kind of claim is not to have one in the first place”

"We all like to think we’re superheroes but sadly, we’re not"

2023 marks the 40th anniversary of the first critical illness policy. Following the recent enhancements of Vitality’s Serious Illness Cover, Rob Harvey, VitalityAdviser Editor, sat down with CIExpert founder Alan Lakey to discuss the evolution of the market over the last four decades.

While 16% reduce level of life cover

According to new FCA research

Represented 9% of IP claims last year

"The PDG feel that compliance officers should review the restrictions they impose on their advisers"