"Often excess alcohol consumption is only discovered when a claim is made"
Given the pressures faced by the NHS, health insurance is evolving to do more than just promote healthy living - a concept Vitality is calling ‘Prevention 2.0', writes Dr Keith Klintworth, Managing Director, VitalityHealth.
Premiums based on smartwatch data
Even as people’s budgets become increasingly squeezed, there is no better time to offer products that give clients peace of mind and offer tangible benefits from day one.
IP and critical illness cover “too expensive”
Research by Vitality
"There are a wide range of underwriting outcomes from standard to decline"
Policies still "far from immune" to cost of living impact
Data on productivity loss shows