Phil Jeynes

Changes to propositions, services can be refleced instantly

“Bad firms seem to find loopholes around these kinds of rules”

Including insurance

For advised and non-advised business

"It feels like a step back again"

37% year-on-year increase

For life insurance policies

“The onus of promotion here is not solely on insurers”

Data from The Exeter shows

“There is a massive ripple effect when someone dies”