DA brokers can access IP products
Supporting Consumer Duty requirements
"The key thing is to identify the need and have a conversation"
"IP needs to be more relevant to the needs of today’s clients"
"Clients were being referred for other types of advice, but not income protection"
“Without referrals that come from the industry, we wouldn’t exist”
No penalty for claiming for the same condition twice
Withdrawn from market as separate product last month