Scot Prov pays 98% of life claims

In total it paid 483 claims for over £37m with an average of £77,712 per claim.

Just 6% were for claimants aged under 35, with those aged 45 to 54 and 55 to 64 both accounting for 28% of claims made.

The average aged of claimant was 54 and policies had been in force for an average of 96 months before claim.

The provider declined 11 claims.