"The SME market consists of nearly 6 million businesses with up to 250 staff each"
"Write or refer, we should be helping our SME clients understand the risks"
Significant shifts in usage and design
Scottish Widows' Alun Beynon looks at why advisers should be discussing it with their clients
Only one in 10 have income protection
NI thresholds raised by £3,000
Call for IPT to be reduced to 10%