The market has seen a huge increase in awareness of HIV+ life assurance, as 78% of those with the condition are now aware of available cover, medical IFAs Unusual Risks has said.
The majority of policyholders have been cancelling insurance policies following HIV positive diagnosis, an adviser has reported.
Two thirds (66.6%) of UK life assurance providers servicing the IFA market are now offering some form of HIV life assurance.
HIV Positive people taking out HIV Life Assurance are insuring themselves for an average of £134,667, according to IFAs Unusual Risks.
Nearly all those with HIV are unaware of the availability of life cover for people in their situation.
I have a client with HIV. His medication keeps the condition under control, but it's the first case I've ever dealt with of this type. What is the situation? He is looking for the full suite of protection and I know things have improved here, but what...
The most unnecessarily underinsured group in the UK is the HIV community, according to specialist advisers Unusual Risks.
Half of insurers are now offering some form of HIV Life Assurance, up from 35% last year, according to medical financial advisers Unusual Risks.
Life insurers are ‘living in the dark ages' and stigmatising HIV positive clients meaning their needs are not being met, according to research.
Various types of exclusions are found in life and health insurance policies. James Shattock explains why they exist and that discounts for underwriting exclusions are now here to stay