HIV

The average amount HIV positive people are insuring themselves for has increased to an average of £137,192, a survey for Unusual Risks has found.

The overwhelming majority of HIV positive people (90%) would consider an income protection (IP) or critical illness (CI) policy, up 29% from October.

None of the ten biggest providers of critical illness and income protection policies offer products for HIV positive people, a survey for Unusual Risks has found.

There are now 110,000 people in the UK with HIV, with 6000 new cases in 2013 a report by Public Health England (PHE) has said.

More life insurers are writing policies for people with HIV but critical illness and income protection policies are still unavailable despite 61% of people surveyed saying they would 'consider' taking out a policy.

Payingtoomuch has warned that the Ebola Virus could adversely impact new life insurance policies if the virus became more easily transmitted.

Around 70% of HIV Life Assurance applications are now being made in connection with a mortgage, according to medical financial advisers Unusual Risks.

Nearly a quarter of HIV positive people now have life insurance.

Certain restrictions on HIV-infected healthcare workers are to be lifted. Richard Walsh reports.

HIV Positive people who are taking out HIV Life Assurance in the UK are insuring themselves for a 'fairly low' average sum assured of £134,130, according to research.