Death in service benefits can pose tax and pension problems for high earners, while smaller firms have trouble getting underwriting. Jerry Bayman suggests looking at single life Relevant Life policies
Individuals should contribute towards future long term care costs but insurers will face a difficult task providing schemes to suit, according to a survey conducted by law firm Pinsent Masons LLP.
Capita has released a software package that will allow financial advisers to compare products offering different elements of life and health cover.
The protection industry is expecting a reduction in the number of IFAs post RDR of from 20-50%, depending on the survey chosen. Will this impact on sales of protection and will this prompt the resurgence of in-house sales forces - the man from the Pru?...
Bright Grey has released a stand alone Relevant Life Policy aimed at small to medium sized enterprises (SMEs).
Bright Grey paid nine in every 10 critical illness (CI) claims in the first half of 2009.
John Deane talks to Paul Robertson on management of a multi brand proposition, mutuality and the ever present protection gap.
James and his wife Monica, both 30, work together as interior designers. Monica is pregnant and they want to revisit their insurance. They currently have only a £120,000 joint life policy on their mortgage and nothing on their business together. Where...
John, 45, is an office manager looking for protection. He has a £200,000 mortgage and two children that he has custody of following his divorce two years ago. He does not exercise and although he had an alcohol problem four years ago, he does not drink....
Do you think that any standardisation of qualifications for advisers will improve public trust in the insurance industry, leading to an uptake in the amount of people seeking out independent advice?