ABI

16.5m people had access via protection in 2021

Across four key areas

"This might seem a momentous change but in truth it only has a small impact"

According to ABI and GriD stats

“Bad firms seem to find loopholes around these kinds of rules”

Ahead of Spring Budget

"For customers it's a difficult discussion at a difficult time"

Under the Consumer Duty

In conjunction with Fairer Finance

Would fail to provide fair value