AIG Life introduces underwriting changes

The rules on AIG Life's underwriting engine will increase online acceptances and reduce the number of GP reports it needs. New diabetes rules will 'halve' the number of questions the insurer asks.  The default for blood tests is now "non-fasting" meaning that customers no longer need to book morning appointments and won't have to cancel if they've forgotten to fast. Vicky Churcher, Intermediary Director at AIG Life said, "Imagine you were applying for life cover and had a blood test booked. Most companies ask you not to eat anything the night before and on the morning of your test....