International medical insurer InterGlobal has improved its cover for cancer treatment.
Benefit limits and excesses for cancer have been stripped out the 2014 plans and the provider will pay in full for all cancer care up to overall plan limits on its 2014 UltraCare health insurance plans.
InterGlobal has also significantly increased its overall plan limits, more than doubling the maximum it will pay on its UltraCare Comprehensive plan to US$4 million - and increasing all plan limits by between nearly 50% and 135%.
It is also expecting to hold premium increases to well below the level of medical inflation, for the second year running while significantly improving the benefits of its UltraCare range.
Stephen Hartigan, chief executive of InterGlobal, commented: "The market is getting tougher and we need to think what we can do to improve. We looked at out plans and asked why we had restrictions. The big one was Cancer.
"Well, we found we can afford to pay for terminal or chronic cancer and avoid those terrible conversations.
"Having done this, it led to other clauses preventing sales and some system changes. We have basically had a big spring clean and are now giving more for less."
The new cancer care benefits on UltraCare Standard, Select, Comprehensive and Elite plans, cover the costs of all in-patient, daycare, out-patient and palliative care which will be paid in full up to overall plan limits of between US$1.5 million and US$5.0 million.
The enhanced benefits are for new cancer conditions and some cover restrictions may apply for pre-existing conditions.
InterGlobal has stripped away limits on out-patient treatment received in the first 90 days following in-patient or daycare treatment, which will be paid in full and added full cover for out-patient surgical procedures to UltraCare Standard.
Members of the UltraCare Elite plan will also receive cover for a sight and hearing examination as well as free worldwide travel insurance.
