An increasing number of independent financial advisers are facing problems with cash flow, according to research by ING Direct.
The study found that one in 14 small and medium-sized financial adviser firms have been close to running out of money during the past six months.
Around a quarter of these businesses were also concerned about their cash flow, particularly with the restrictions on withdrawals from business savings accounts.
ING says that IFAs are now ditching business savings accounts in favour of using current accounts or personal savings accounts.
The report also says that financial advisers have an average of £2,097 outstanding bills waiting to be dealt with.