The social care white paper has disappointed financially and offered no fresh approach, Symponia has stated.
The national body for care-fees-planning advisers said there was "an array of positive points" regarding care choice, location, portability and care delivery; but little on funding.
The paper stated it was not intended to set out funding settlement for care but to ensure resources were maximised to promote people's wellbeing and independence.
It added: "Future decisions on the overall funding in the system will be taken alongside other funding decisions at Spending Reviews.
Janet Davies, joint managing director of Symponia, said: "Sadly and predictably, there are no rabbits out of hats. We knew funding would take a back seat. If the coalition delivers on what it said this morning, a potential end to the postcode lottery would be a good thing.
"And the establishment of a personal budget would mean that people can at last have a say in their own care destiny. This is not new; Andy Burnham's National Care Service, promoted by him and the last government promised much the same thing."
She added Andrew Lansley seemed to have used Dilnot's report as "a pick and mix sweet counter".
Symponia said the cap has been ill thought out, communicated badly, and done nothing to allay the fears of people funding care fees.
Davies said: "There is still no mention of where the money will come from and this is just another example of the coalition pushing the problem onto someone else's plate."