Fergus Bescoby discusses sleep disorders and the underwriting factors to consider.
Sporadic difficulties in falling sleep or staying asleep - otherwise known as insomnia - are incredibly common. If it becomes a more regular occurrence, the risk of mental health and relationship issues is heightened. Nearly a third (30%) of the population is suffering from insomnia, which in turn is affecting their health, according to a survey of the nation's sleep habits. Sleep can be defined as "a natural periodic state of rest for the mind and body, in which the eyes usually close and consciousness is completely or partially lost, so that there is a decrease in bodily movement...
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