As the country in the world's eye, COVER looks at the parlous state of healthcare in South Africa. Graeme Mackenzie explains

Now that the dust is settling following the General Election, how will promised public sector cuts impact on the NHS? Jill Davies discusses the possible future of healthcare in the UK

In the interests of getting a stronger voice, should the Association of Medical Insurance Intermediaries (AMII) be forging greater links with the British Insurance Brokers Association (BIBA), or will this mean a loss of direction?

Paul Davies reviews the way trusts and life assurance policies can be used to meet succession planning challenges and considers some of the issues arising

My client Dave has very little disposable income. He is employed, but having seen friends made redundant through the recession, he has been spooked about his financial instability, although he has no indication that his job is at risk. He is single with...

Diving is a popular pastime but can be potentially hazardous, even fatal. By asking the right questions at the outset the underwriters can ensure the correct price is charged for the risk, writes Jeff Barker

Should those with exclusions in income protection policies get a discount? Joan Coverson and Chris Ball explain the complexities

At the time of writing it has certainly been a season of manifestos.

My client, Sarah, is a 43-year-old office administrator and single mother whose daughter, Jane, has severe spina bifida.

A company's service standards, when done well, are deeply imbedded throughout the firm, says Lisa Hall, as she outlines the best approach to customer interaction