I have a client with HIV. His medication keeps the condition under control, but it's the first case I've ever dealt with of this type. What is the situation? He is looking for the full suite of protection and I know things have improved here, but what...
At a time of increased competition, it is vital to consider new income streams. Andy Seale explains what intermediaries need to think of when starting out in international private medical insurance.
With the launch of the simple products steering group, what should be the focus for its protection element? Is there a hesitation about actually designing products that are simple?
Even if purse strings are tight, Paul Walsh says insurance providers need to take control of protection to regain consumer confidence.
As the spotlight focuses on long-term care, Greg Becker asks if the French can offer a funding solution apart from immediate needs annuities.
The global nature of international PMI means providers have to be on top of their game and get the claims process right first time, every time. Tim Mutton delves into the detail.
Want an example of how not to do things? Owain Thomas finds the UK term assurance market's approach is being avoided worldwide.
How will people buy insurance in future? Greg Becker visits the US for developments in online distribution.
How hard is it to design disability-based protection products in 2012, asks Andy Milburn.