SMEs

The group risk market must modernise or miss out in the 21st century. John Ritchie outlines the pitfalls ahead

The new Fit Note regime ushers in a real headache for employers, employees and GPs alike. However, the system offers opportunities for advisers, says Phil Taylor

Challenges may vary. Runners may come and go as some fall and others enter the race. However, the group life insurance market is still one of the most cut throat and price competitive in the protection industry, writes Owain Thomas

Taking on International PMI business can stave off competition from other market sectors and be a profitable addition to a business' line up, says Andrew Apps

Consumers and businesses are looking ahead to 2010 with a degree of optimism, and this positive thinking is also alive and well within the broker profession.

The current subject on brokers' lips is PMI claims transparency, yet this was banned from discussion at a recent AMII meeting. In the absence of proper debate, Insurance Age's Liz McMahon brings viewpoints together

Research from Scottish Widows has revealed that about 2.6 million sole traders in the UK are leaving their businesses vulnerable by not protecting the owner or key person.

Groupama Insurance has adjusted its Personal Accident policy to aid brokers targeting the SME sector.

In tight times companies can see PMI as a luxury. What can an adviser do to counter these thoughts? Alistair Sclare looks at the opposing arguments.

Quigley's Fine Wine and Champagne Merchants is looking to take out some business protection in the event that one of the four directors dies. All four - Ryan, Steve, Dave and Jack - are in their mid-forties and in generally good health, although Steve...