SMEs

The majority of small and medium sized enterprises (SMEs) have no key worker protection in place, despite death of a business owner emerging as the most disruptive potential scenario a business can face.

Paul Avis discusses the benefits and pitfalls for advisers considering the group protection sector.

Business protection is one of the largest untapped markets in desperate need of financial advice. Clare Harrop issues a call to arms

With many legislative changes in the works, the group risk market is hesitant at present. Owain Thomas examines the bigger picture of what is to come for group income protection.

Axa PPP's Fergus Craig has a keen eye on PMI. Paul Robertson asks him how the market is improving.

Smaller firms are being urged to take up private health insurance to cut absenteeism and boost staff satisfaction.

The group risk market must modernise or miss out in the 21st century. John Ritchie outlines the pitfalls ahead

The new Fit Note regime ushers in a real headache for employers, employees and GPs alike. However, the system offers opportunities for advisers, says Phil Taylor

Challenges may vary. Runners may come and go as some fall and others enter the race. However, the group life insurance market is still one of the most cut throat and price competitive in the protection industry, writes Owain Thomas

Taking on International PMI business can stave off competition from other market sectors and be a profitable addition to a business' line up, says Andrew Apps