RDR

If the FSA changes the way protection products are marketed, what will the effect be on technology? Andy Valvona highlights some good news for advisers

Paul Hudson of Cirencester friendly has given the FSA's judgement on Holloway plans the thumbs up but feels there is still more work to be done for the product.

The FSA has proposed linking the definition of a Holloway product to four key criterion, to pave the way for certain plans gaining exemption from RDR adviser charging rules.

Peter Chadborn believes the Retail Distribution Review (RDR) may provide an opportunity for advisers to secure clients that banks cannot afford to service.

Are you afraid that when the RDR arrives the public will perceive advisers as charging fees for all products and so not consider coming to you for protection advice?

After four years with Swiss Re's Australia and New Zealand business, Russell Higginbotham believes the UK could import some ideas from the Australian life and health market

The Association of Financial Mutuals (AFM) has welcomed the FSA's exemption of Holloway protection products from the Retail Distribution Review (RDR) but said the ‘limited' concession does not go far enough.

Cirencester friendly has called on the government to play its part in supporting simple financial products by publicising those that already exist.

Mortgage advisers are more efficient at selling protection than IFAs, John Cupis tells Paul Robertson, while IFAs have decisions to make

With sluggish sales, a tough economy and the government's reform of welfare provision, Owain Thomas writes that the timing is right for income protection to finally receive the level of attention it deserves