musculoskeletal

Over half of people had high cholesterol

Youngest insured member for life cover was aged 16

Claims for musculoskeletal continue to rise

94% of claims paid out

£5.2m paid in sickness claims

“High levels of deliberate misrepresentation”

Over £413m paid out across group protection

Nearly half of claims were from Millennials

Provider pays out 89% of new IP claims in 2023

Decrease from £5.6m in 2022