musculoskeletal

More customers are using health services through protection

Over half of people had high cholesterol

Youngest insured member for life cover was aged 16

Claims for musculoskeletal continue to rise

94% of claims paid out

£5.2m paid in sickness claims

“High levels of deliberate misrepresentation”

Over £413m paid out across group protection

Nearly half of claims were from Millennials

Provider pays out 89% of new IP claims in 2023