I have noted an increase in the proliferation of short-term income protection (IP) policies, and have several clients preferring it to full IP. Given the return-to-work statistics for the longer-term sick, I worry about selling these products to people...
With price comparison websites growing in number, advisers should take advantage of their own IT systems, despite greater regulation, Andy Valvona explains.
Assurant Intermediary has altered the underwriting of its Home Protector and Income Protector insurance products.
My 45-year-old client was made redundant due to the recession, but has recently started a new yet much lower-paid job. With his income protection (IP) policy covering his last wage level, he is now over-insured and would not be able to claim his full...
What Insure has launched an income protection (IP) product including cover in the event of someone becoming a carer.
The economic downturn forced consumers to take a closer look at financial wellbeing. It is now easier for consumers to take this in hand, all be it with the help of opera singers and meerkats, Sean Casey discusses how this trend affects advisers and...
Terminally ill cancer patients and people undergoing chemotherapy are being threatened with benefit cuts if they do not attend back-to-work interviews, Macmillan Cancer Support and Citizens Advice have warned.
The changing face of ASU market throws up opportunities for IFAs, says Alastair Hardie
Last month the Income Protection (IP) Task Force published White Paper II outlining the Task Force's thoughts on the current state of the IP market, Peter Carvill examines what consumers need and how the Task Force will respond to them in light of this....