HSBC Life has announced that consumers with Type 2 diabetes will now be able to secure critical illness cover without the use of NHS records.
The insurer labelled the new enhancement part of its focus on underwriting and inclusivity, with an estimated 4.3 million people in the UK living with the condition, according to data from Diabetes UK. Applicants will be offered an independent nurse medical screening, the results of which will be assessed digitally in a three-day turnaround time, in order to secure coverage, via the Enhanced Digital Underwriting process. Launched in July last year, the process enables medical screening requests to be sent and received back automatically from medical screening provider, Square Health, ...
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