CIExpert analysis of 'minor' LV= critical illness changes

LV= has introduced updates to three of its 100% conditions and one additional payment condition for critical illness. The changes include a move from brain tumour diagnosis alone to the market norm of requiring full or partial surgical removal, radiotherapy or chemotherapy, an "inferior" wording that Lakey believes "reduces claim potential". Meanwhile, six motor neurone disease conditions are listed as opposed to just a single definition and third degree and partial degree burns definition wordings have been improved. "2019 promises to be just as busy and confusing in terms of crit...