NAT welcomes ABI removal of HIV from CIC guidelines

Previously, the ABI's ‘Statement of Best Practice for Critical Illness Cover' recommended that a claim for HIV diagnosis could only be made where HIV had been acquired from a blood transfusion, physical assault or at work in an eligible occupation - a stance that NAT regarded as ‘moralising' and ‘discriminatory'. It was also the case that if a policyholder was diagnosed with HIV after purchasing a CIC policy, their policy would effectively be rendered void as HIV excluded them from claiming on any other illness listed in their policy. Today the ABI released its ‘Guide to Minimum Stand...