CIExpert on Guardian's critical illness conditions

This morning we announced the first details of Guardian's new offering for critical illness and terminal illness benefit (for life cover) plus its Protection Builder platform for advisers. For CIC, there are 72 critical conditions - 51 of them are 100% paid definitions and 21 pay the lower of £50,000 or 25% of the sum of critical illness insurance. The plan also includes Terminal Illness cover and Permanent & Total Disability protection, and waiver of premium is automatically included within each plan. "Of particular note is the promise that when a critical illness claim wording is...