80% believe life claims should be paid in full to non-disclosing smokers

Adam Saville
clock • 2 min read

Less so if cause of death is heart attack or lung cancer

According to new research by Protection Review's The Syndicate, four-fifths of UK people surveyed (1000 policyholders/1003 non-holders) believe that an accidental life insurance pay-out should be received in full even if the person who claimed to be a non-smoker was found to be a lifelong smoker. However this figure dropped significantly to 58% if it transpired the death was caused by heart attack, while 40% of respondents suggested non-disclosured smokers were entitled to claim even if they died of lung cancer. Disclosure The research also found that 72% believed that someone appl...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Individual Protection

Falls at home represent most common type of accident

Falls at home represent most common type of accident

National Friendly research

Jaskeet Briah
clock 21 January 2025 • 2 min read
Risk of rejection causing one in 10 adults to stop protection applications

Risk of rejection causing one in 10 adults to stop protection applications

LifeSearch research found

Jaskeet Briah
clock 20 January 2025 • 2 min read
Mortality hits record low in 2024: CMI

Mortality hits record low in 2024: CMI

Death rates down in all age categories

Jaskeet Briah
clock 16 January 2025 • 2 min read