Almost three-quarters of employees would remain at their current employer if they were offered a good benefits package, research reveals.
The survey conducted by Capita Employee Benefits found that 71% of staff would be loyal to an employer with good workplace benefits.
It also found that many employees were still living on a financial knife-edge and would look for employers to help them make their wages go further.
More than one in three workers (39%) worried whether their salary would stretch to the end of the month with 45% not having £1000 spare to pay an unexpected bill, while a third (31%) with mortgages said if interest rates went up they would not be able to afford repayments.
In fact, simply staying on top of day-to-day living costs (33%) is the nation's top financial priority.
As a result, the majority of respondents (81%) were actively looking for ways to save money and said that the option to buy technology products at wholesale prices (31%), subsidised gym membership (28%) and retail vouchers (34%) were benefits they would find personally valuable.
Capita Employee Benefits head of benefits strategy Alex Tullett said: "Although people are saying they feel marginally better off than they did 12 months ago, many are still living hand to mouth, worried about how they'll make their wages stretch.
"Interestingly, employees feel their employers could be doing more to help them understand how to make the most of their finances. More than two thirds (69%) agree employers should do more to educate their workforce about different financial products and one in six (16%) say they would find financial education courses a valuable employee benefit.
"Employees are clearly looking for ways to make savings and employers can help by reviewing the benefits packages on offer. The report highlights a disconnection between benefits people want and what they get. Take retail vouchers for example, more than a third would find these valuable but less than one in 10 employees (9%) say this is a benefit that's currently offered to them.
"Benefits packages help an employer engender engagement and improve retention - our research backs this up with 71% of workers saying they'd stay with an employer if they offered a good benefits package. As some organisations still can't afford to offer a pay rise, reviewing and providing benefits that take some of the financial burden off employees is a way of offering financial help while helping retain talent," he added.
