New hope for regulated advice amendment in Care Bill

Scott Sinclair
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An amendment to the Care Bill mandating local authorities to refer people approaching care to regulated financial advisers - a proposal originally thrown out by parliament - is to be re-submitted in revised form for consideration by MPs.

The revised amendment will be submitted when the Bill is debated in the House of Commons later this year, and campaigners say they have been encouraged by talks with MPs.

The Bill, which seeks to reform social care law and introduces a cap on the costs people will have to pay for care in their lifetime, is currently in the House of Lords but will be passed to the Commons shortly after MPs return from party conference recess in October.

In July, the House of Lords blocked an amendment tabled by stakeholders - including providers Just Retirement and Partnership - requiring councils to refer elderly people who self-fund their care to regulated financial advisers. Health minister Earl Howe said that, while he recognised that financial advice may be helpful for some people, there was "no need for the Bill to set this out specifically".

But campaigners disagree and will re-submit an altered amendment later this year following discussions with MPs.

Stephen Lowe, group external affairs director at Just Retirement, said: "We have been encouraged by the openness in which government ministers, peers and others are looking to progress further things that will benefit people in later life."

Lowe added that another, also rejected, amendment to the Bill, placing a requirement on government to launch an "industrial strength" campaign highlighting changes to the funding of long term care, will also be re-submitted.

Historically, local authorities "guided" people approaching care about their options, but the Bill passes much of the responsibility from the state to the individual, Lowe said.

"The population is unaware of its care requirements. The government must show leadership by investing in a public awareness campaign so people are aware of their responsibilities around long term care."

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