Engage Mutual has upgraded its employee paid health cash plan, one fund, with changes including the removal of excess on four of six treatment areas.
Claimants will no longer have to pay excess on consultation and diagnostics, counselling, complementary therapies and health screenings.
There has also been an increase in excess of £5 when claiming for dental and optical treatment up to £30 per treatment area each year.
The addition of a seventh premium level of £25 per month will also provide holders with an annual claimable amount of £1500.
The mutual has also introduced direct debit payments to enable employees to pay monthly premiums straight to Engage Mutual rather than via salary deductions.
David Castling, commercial sales manager at Engage Mutual said: "Since its introduction one fund has been very well received, but feedback from customers highlighted the desire for some product enhancement.
"The removal of some excess and the introduction of an increased premium level mirror changes made to our employee paid one fund. We anticipate the introduction of a direct debit capability will make the scheme even more user friendly for employers and employees alike."
One fund provides cash back on the cost of treatment for dental, optical, health screenings, consultations, and counselling, in addition to physiotherapy, osteopathy, chiropractic, acupuncture and homeopathy.