Genetics moratorium renewed

clock

The Concordat and Moratorium on Genetics and Insurance has been extended.

The agreement means thousands of people who have genetic tests for conditions such as Alzheimer's and cancer will continue to benefit from insurance terms disregarding the tests.

The agreement between the Government and the Association of British Insurers, continues to guarantee that anyone who has had a predictive test to assess their susceptibility to genetic conditions, such as breast and ovarian cancer, can take out significant insurance cover without disclosing the results.

The moratorium has been extended to 2017 and sets out that all future reviews of the agreement will take place 3 years before the provisional end date.

This will give consumers enough time to prepare if there are any changes.

The agreement has also been simplified to make it easier to understand. The next planned review will be held in 2014.

Anne Milton, Public Health Minister, commented: "This is an excellent agreement that has benefited many consumers.

"The extension and strengthening of it will make sure that the public continue to have the confidence to use predictive genetic tests while being reassured that they can still get insurance."

More on Regulation

The COVER Review: Consumer Duty changes, a new protection club and healthcare updates

The COVER Review: Consumer Duty changes, a new protection club and healthcare updates

Week commencing 29 September 2025

COVER
clock 03 October 2025 • 1 min read
FCA to streamline Consumer Duty requirements

FCA to streamline Consumer Duty requirements

Regulator to consult on changes to rules in H1 2026

Sahar Nazir
clock 01 October 2025 • 2 min read
Firms face challenges producing Consumer Duty board reports: CII

Firms face challenges producing Consumer Duty board reports: CII

Data is a key roadblock

Cameron Roberts
clock 26 September 2025 • 2 min read

Highlights

COVER Survey: Advisers damning of protection insurer service levels

COVER Survey: Advisers damning of protection insurer service levels

"It takes longer than ever to get underwriting terms"

John Brazier
clock 12 October 2023 • 5 min read
Online reviews trump price for young people selecting life and health cover

Online reviews trump price for young people selecting life and health cover

According to latest ReMark report

John Brazier
clock 11 October 2023 • 2 min read
ABI members with staff neurodiversity policy nearly doubles

ABI members with staff neurodiversity policy nearly doubles

Women within executive teams have grown to 32%

Jaskeet Briah
clock 10 October 2023 • 3 min read