A DECADE OF CRITICAL ILLNESS: In a nutshell

The past decade has witnessed substantial changes in the critical illness world. Famous brands have disappeared whilst new names have appeared.  The numbers of conditions included has shot up towards the 100 figure with a focus on additional payment conditions. Children's cover has become a battleground as has the introduction of various added services. A number of insurers also reverted to the dual-policy approach favoured back in the early 1990s whereby a standard plan is offered alongside a more comprehensive version. Claims statistics have also improved whilst the use of plain ...