Record numbers of people aged 90 plus
Joint life second death (JLSD) option added to relieve tax burden on couples gifting assets
Majority of people would prefer monthly income to lump sum, says survey
Vaping carries health risk but not as harmful as smoking
Closure of whole of life offering has seen shift towards term assurance, but income protection offers growth opportunity
Four protection distributors with 60 adviser firms join 'test and learn' process before full market roll-out in six weeks
Gary Burchett, protection director at Scottish Widows, on heart disease and the 35th anniversary of critical illness cover
Insurer goes beyond Protection Distributors Group's (PDG) call for £5,000 of a claim for funeral costs
Capped premiums and tailored fast track application process for people with diabetes struggling to get cover
He joins from Aviva UK where he was managing director of its 'Heritage' closed book