Total & Permanent Disability (TPD)

Total and permanent disability (TPD) could soon be re-named irreversible life-changing disability if proposals from the Association of British Insurers are accepted.

Aegon has extended its tele-claims service to income protection, waiver of premium and total and permanent disability products.

Aegon has launched a tele-claims service allowing customers to file all of their details with the insurer without filling in a single form, which it says could halve the time it takes to pay out on claims.

The Law Commission has called for a shakeup of outdated laws governing care provided to the elderly and disabled.

"Everything in moderation…" Fergus Bescoby takes a look at the use of alcohol and recreational drugs in insurer's terms