My client, Sarah, is a 43-year-old office administrator and single mother whose daughter, Jane, has severe spina bifida.
Family and home issues are the top cause for workplace absence for 18% of employers according to research by Group Risk Development (GRID).
Advisers are missing out on the opportunities to sell income protection (IP) presented by the new fit note and Welfare Reform Act, research suggests.
New research from Aviva has shown that the average British household may only have enough cash to cover bills for 14 days if they lost their source of income.
Terminally ill cancer patients and people undergoing chemotherapy are being threatened with benefit cuts if they do not attend back-to-work interviews, warn Macmillan Cancer Support and Citizens Advice.
The public is not aware of the repercussions of the welfare reform Act, IFAs have said.
As many as 16.5 million (35%) of Britons believe the State welfare system provides an adequate safety net for a modern standard of living according to Scottish Provident.