Spotlight

"AF is a reasonably frequent disclosure on life assurance applications"

"MS is a condition underwriters will see fairly often, and it does present some challenges"

"The shorter the period since stabilisation, the more severe will be likely terms offered"

"CJD doesn’t represent much of a challenge to an underwriter"

"The mortality rate for PV can be as much 6%"

"Diagnosis of PH is not always straightforward"

"There is no cure for GPA"

"There are a wide range of underwriting outcomes from standard to decline"

"It can have a major impact for disability cover or benefits"

"Serious Illness policies are most likely to cover some degree of chronic pancreatitis"