Simon Jacobs

Newly-created role

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To 1,552 families and businesses

Breast cancer sufferer, Carole Scott, says her critical illness policy has provided 'peace of mind' and helped her cope at a time when she 'couldn't think or function'

Only 8% of UK people believe providers pay out more than 90% of protection claims, suggests research

36% of UK households have no savings whatsoever

Majority of people would prefer monthly income to lump sum, says survey