market views

My client wants to take out a life policy, but is worried they might have missed out some GP appointments over the past five years in their application. Will this affect them getting cover, and how do I reassure them?

What do advisers think of the Seven Families initiative and how could they potentially use information and material from it as part of their protection conversations with clients?

What issues do you think the protection market needs to draw attention to more or aren't being discussed enough?

According to a recent poll from EDM Group, one-third of people claim to have switched insurers in the past two years because of poor service. In your view, how can insurers improve customer service?

Personal finance education will be part of the national curriculum in secondary schools from September 2014. Should protection insurance be part of the discussion, and do you think this would help spread awareness by talking to younger people?

Does the Mortgage Market Review (MMR) and subsequent change in the mortgage market present opportunities for protection advisers?

Zurich recently wrote to the Chancellor asking for the introduction of tax rebates on income protection. If implemented, would rebates boost income protection take-up?

In our recent COVER 360 research, our adviser- respondents said the children's cover element of critical illness cover is the second least important reason in recommending the product. However, this is a high reason for claim. Why is take-up and interest...

In recent years, the individual PMI market has seen flat growth. How will the market develop to combat this and where is it going next?

We saw a lot of changes to critical illness (CI) products last year. Do you think these changes presented a meaningful difference, or was it a case of change for change's sake?