Law Commission

Confirmed legal

Bill broadened to include insurable interest in cohabitants, group schemes and trusts

Parliament has approved the Care Act 2014, ushering in significant reforms to adult social work.

Insurers need to keep clearer records to aid in potential claims disputes following the introduction of the Consumer Insurance Act, according to industry observers.

Employers and their staff could face more questions and demands for greater workforce information from insurers when taking out new policies or schemes in light of the new Consumer Insurance Act, insurers are warning.

Clients will be entitled to damages if insurers fail to pay claims promptly, according to the latest proposal by the Law Commission.

The government has given the green light to reforms which will mean insurers, not consumers, have the responsibility to provide all information regarding underwriting risk.

The Law Commission has released a recommendation for a statute and code of practice to pave the way for a coherent social care system.

Fraudulent insurance claims should allow the immediate cancellation of a policy, according to industrywide representations.