Sickness and disability benefit claims problems are seeing a huge surge in volumes, according to the Citizens Advice Bureau (CAB).
Legal & General has applauded the "laudable ambitions" of today's 21st Century Welfare consultation paper and believes the protection industry is the perfect partner to assist the Government in welfare reform.
Benefit claimants currently too sick to work could face losing their payments if they do not go back into employment.
A single state benefit could be moving a step nearer today with the publication of a consultation paper on the future of the welfare state.
People being assessed for their ability to work are overwhelmingly being found fit and able to look for a job, according to new figures out today.
Citizen's Advice has criticised George Osborne's targeting of sickness benefits in a summer spending review aimed at cutting the £155bn deficit.
Iain Duncan Smith, the Secretary of State for Work and Pensions, has vowed to press ahead with the previous Labour government's plan to review the work capability of all 2.5 million people claiming incapacity benefit.
Family and home issues are the top cause for workplace absence for 18% of employers according to research by Group Risk Development (GRID).
Advisers are missing out on the opportunities to sell income protection (IP) presented by the new fit note and Welfare Reform Act, research suggests.
Incapacity Benefit (IB) will be abolished this year with all claimants facing reassessment as part of the Government's continued crackdown on the benefits system.