The taxation of trusts written for whole of life policies can easily be reduced. Ian Smart explains the Rysaffe Principle.
Keep It Simple Stupid: The Review of Simple Financial Products is a significant strategic development in the protection sector. Richard Walsh highlights some key issues and a few problems in the making.
As embattled employers look for ways to offer low-cost employee benefits, group critical illness could be just the ticket. So why is the GCI market only one-twentieth the size of group life? Nicola Culley investigates.
Market surveys are nothing without analysis. Paul Avis finds Swiss Re's latest highlights a few worrying trends in group markets but also a number of opportunities.
Robert Morrison takes a look at critical illness cover and sings the praises of traditional CI over severity based policies.
Imminent legislation is going affect the amount of critical illness cover people get for their cash. Mark Jones looks at the EU Gender Directive
LV= has big plans for 2012. Paul Robertson interviews one of the industry's most prominent Welshmen, Mark Jones.
My 45-year-old client was made redundant due to the recession, but has recently started a new yet much lower-paid job. With his income protection (IP) policy covering his last wage level, he is now over-insured and would not be able to claim his full...
Paul Avis discusses the benefits and pitfalls for advisers considering the group protection sector.
Critical illness products are continually evolving worldwide. With this in mind, Greg Becker checks out some interesting developments in Hong Kong.