Andrew Wibberley: Learnings on income protection and the self-employed

L&G's State of the nation SME research showed 69% of self-employed don't have an adviser or accountant. There are two distinct angles on this - the first is that we need to come up with a long term plan to reach that 69% - we'll start on that one next week! For those more focussed on this year's numbers though this suggests that there are somewhere around one million self-employed people who DO have an adviser or accountant but DO NOT have any IP cover. Whilst there is huge diversity between the needs of different self-employed people in different sectors there is evidence from insure...