At the end of the Income Protection Task Force’s (IPTF) week focussed on income protection (IP) and self-employment, co-chair Andrew Wibberley shares some of his personal learnings from being involved and the work leading to it.
L&G's State of the nation SME research showed 69% of self-employed don't have an adviser or accountant. There are two distinct angles on this - the first is that we need to come up with a long term plan to reach that 69% - we'll start on that one next week! For those more focussed on this year's numbers though this suggests that there are somewhere around one million self-employed people who DO have an adviser or accountant but DO NOT have any IP cover. Whilst there is huge diversity between the needs of different self-employed people in different sectors there is evidence from insure...
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