David Mead: Just because it's an old idea doesn't make it a bad one!

Having worked within financial services and, more specifically, the protection sector for 21 years, it is not often that I come across an idea that could fundamentally have a positive impact on all of our industry's stakeholders. The remarkable thing about this idea is it is not new; in fact, it has been available since 1999. Customers and many financial advisers often view arranging protection cover as a time-consuming and complicated process. I guess that this perception is exacerbated by the time it can often take to actually get cover in place. Maybe this is a reason that some adv...