When there are children in a family, writes Steve Berry, it is especially important to think not just 'What if something happened to me?' but 'What if something happened to them?'
‘Every pound lent should be protected' is a motto to live by. It is not an easy conversation to have, for sure, but often it is the most necessary - and this discussion should be happening at every opportunity, particularly if the borrowers are parents. Although it is painful to think about, sadly every year children do get hospitalised with various life-limiting illnesses. The charity Together for Short Lives estimates, for example, there are around 49,000 children and young people in the UK living with life-limiting or life-threatening conditions. These situations can mean parents h...
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