Royal London updates diabetes underwriting rules

Maximum sum assured for over 80s now £2m

Hemma Visavadia
clock • 1 min read

Royal London has updated its underwriting processes whereby family history of Type 1 diabetes to no longer be taken into consideration.

Other changes announced by the provider include updates to the family history of customers with Type 2 diabetes to include no additional ratings "at all" for life, critical illness and income protection cover. Underwriting decisions for customers with both a family history of diabetes and heart disease have also been updated, as Royal London said more online decisions have been put in place for customers with a family history of stroke. In addition, the provider has extended the maximum sum assured available for customers aged 80 and over from £100,000 to £2,000,000.  Craig Paterso...

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