Guardian updates mental health underwriting questioning

The challenger insurer detailed that its updated questions have clearer wording, with distinct differentiations between anxiety, depression, self-harm and suicidal thoughts conditions, in line with the Association for British Insurer's (ABI) guidelines. At the same time, Guardian has reduced evidence requirements for several conditions. For asthma there are fewer requirements for medical evidence and reduced loadings for some smokers with mild asthma, similarly to diabetes, where associated conditions are present, such as raised cholesterol or blood pressure. Meanwhile, there is now n...