Shepherds Friendly unveils simplified IP application process

The mutual stated the simplified version is part of a wider strategy to offer a more streamlined application process to advisers and their clients. The changes offer an alternative application route which is based on "moratorium underwriting" with less medical questions to answer, allowing more advisers get cover for their clients quicker. Antony Uttley, chief sales officer at Shepherds Friendly, explained that advisers will now have a choice between the new, simplified underwriting route or the traditional underwriting route within the application. "This means that they can make a...