Aviva updates individual protection underwriting approach

New deferred period for self-employed

Hemma Visavadia
clock • 1 min read

Aviva has updated its individual protection underwriting process designed to accelerate the rate of immediate decisions on applications and new business for intermediaries.

The underwriting changes incorporate an expansion of Non-Medical Limits for individual protection policies, while a number of changes to the underwriting rules for the Aviva Life Protection Solutions (ALPS) platform have also been implemented. This, Aviva stated, will increase its straight-through processing rates by approximately 1.5%. The provider relaxed its underwriting restrictions for Covid-19 for individual protection policies in May last year and this has now also been automated as part of the ALPS platform. As a result, life and critical illness terms can now be automatica...

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